Tailored Lending. Trusted Guidance.
At United Clearing, we provide specialized financial solutions through expert-led divisions that understand your unique lending needs.
About Us
United Clearing is a multifaceted lending firm built to meet the diverse financial needs of individuals and businesses. Our unique structure features dedicated divisions, each focused on a specific area of lending—from short-term capital to complex financial agreements like note clearing and long-term investment loans.
We believe financial success starts with understanding. That’s why our teams take a hands-on, transparent approach to deliver personalized, expert-driven loan solutions. Whether you’re looking to bridge a funding gap or plan a long-term growth strategy, we have the insight and tools to help you move forward.
Our Services
Short-Term Investment Loans
Fast, Flexible Funding When You Need It Most
When immediate capital is critical, our short-term financing solutions are designed to move quickly—providing access to working capital within days, not weeks. Whether you’re facing seasonal cash flow issues, urgent payroll, or time-sensitive opportunities, our short-term loan options help bridge the gap without long-term commitment.
- Same-week funding options
- Flexible terms from 3 to 18 months
- Minimal documentation required
- Ideal for covering operating expenses, payroll, or vendor payments
Tailored for:
Small business owners, startups, and businesses in transition.
Short-Term Investment Loans
Fast, Flexible Funding When You Need It Most
When immediate capital is critical, our short-term financing solutions are designed to move quickly—providing access to working capital within days, not weeks. Whether you’re facing seasonal cash flow issues, urgent payroll, or time-sensitive opportunities, our short-term loan options help bridge the gap without long-term commitment.
- Same-week funding options
- Flexible terms from 3 to 18 months
- Minimal documentation required
- Ideal for covering operating expenses, payroll, or vendor payments
Tailored for:
Small business owners, startups, and businesses in transition.
Long-Term Investment Loans
Build Your Future with Scalable Financing
For businesses focused on sustained growth or large-scale investments, our long-term loan products offer structured funding with competitive rates and strategic planning. These loans are perfect for expanding operations, acquiring assets, or funding multi-phase projects.
- Terms ranging from 1 to 10 years
- Fixed or variable interest options
- Customized repayment structures based on your cash flow
- Ideal for business acquisitions, development, and equipment financing
Tailored for:
Growing companies, established enterprises, and long-term planners.
Long-Term Investment Loans
Build Your Future with Scalable Financing
For businesses focused on sustained growth or large-scale investments, our long-term loan products offer structured funding with competitive rates and strategic planning. These loans are perfect for expanding operations, acquiring assets, or funding multi-phase projects.
- Terms ranging from 1 to 10 years
- Fixed or variable interest options
- Customized repayment structures based on your cash flow
- Ideal for business acquisitions, development, and equipment financing
Tailored for:
Growing companies, established enterprises, and long-term planners.
Note Clearing & Specialized Lending
Clear Existing Debt Obligations with Confidence
We specialize in clearing financial notes or obligations that may be restricting your cash flow or business growth. This includes refinancing outstanding notes with financial institutions, resolving complex payoffs, or structuring one-time settlement agreements to improve your financial position.
- Professional support in negotiating note payoffs
- Clear restrictive agreements and free up capital
- Expertise in high-balance debt restructuring
- Options for both individual and commercial note clearing
Tailored for:
Borrowers with existing financial liens, institutional notes, or cash-flow restrictions.
Note Clearing & Specialized Lending
Clear Existing Debt Obligations with Confidence
We specialize in clearing financial notes or obligations that may be restricting your cash flow or business growth. This includes refinancing outstanding notes with financial institutions, resolving complex payoffs, or structuring one-time settlement agreements to improve your financial position.
- Professional support in negotiating note payoffs
- Clear restrictive agreements and free up capital
- Expertise in high-balance debt restructuring
- Options for both individual and commercial note clearing
Tailored for:
Borrowers with existing financial liens, institutional notes, or cash-flow restrictions.
Industry-Specific Lending Solutions
Lending Built Around Your Sector
Every industry faces its own set of financial challenges and opportunities. That’s why we offer custom-tailored lending packages for key verticals, with advisors who understand the ins and outs of your sector. From real estate development to healthcare and logistics, we align our products with the way your business operates.
- Real estate: bridge loans, development financing, rehab lending
- Healthcare: medical practice loans, equipment leasing, insurance receivable advances
- Retail: inventory financing, merchant cash advances
- Transportation/logistics: fuel advances, equipment financing, line of credit options
Tailored for:
Professionals and businesses in niche markets needing industry-aligned loan structures.
Industry-Specific Lending Solutions
Lending Built Around Your Sector
Every industry faces its own set of financial challenges and opportunities. That’s why we offer custom-tailored lending packages for key verticals, with advisors who understand the ins and outs of your sector. From real estate development to healthcare and logistics, we align our products with the way your business operates.
- Real estate: bridge loans, development financing, rehab lending
- Healthcare: medical practice loans, equipment leasing, insurance receivable advances
- Retail: inventory financing, merchant cash advances
- Transportation/logistics: fuel advances, equipment financing, line of credit options
Tailored for:
Professionals and businesses in niche markets needing industry-aligned loan structures.
Testimonials
What Our Clients Say About Us?
★ ★ ★ ★ ★
United Clearing was a lifesaver when we needed fast working capital. The process was smooth, and we had funding in our account within 48 hours. Their team was professional, responsive, and truly understood our business needs. Highly recommend!
Jimmy R.
Retail Business Owner
★ ★ ★ ★ ★
What stood out to me was their transparency. Every step of the loan process was clearly explained, and there were no surprises. I’ve worked with other lenders before, but United Clearing is in a league of its own.
Danielle M.
Independent Contractor
★ ★ ★ ★ ★
As a healthcare provider, our financing needs are very specific. United Clearing had a dedicated advisor who understood the ins and outs of our industry and built a solution that worked perfectly for us. Exceptional service.
Kevin S.
Clinic Director
★ ★ ★ ★ ★
From start to finish, United Clearing made the experience stress-free. They helped us clear a complicated note with our previous lender and got us into a much better financial position. Their team is sharp, knowledgeable, and genuinely cares.
Emily T.
Real Estate Developer
FAQS
What types of businesses do you work with?
We work with a wide range of businesses across multiple industries, including retail, healthcare, real estate, transportation, and more. Whether you're a startup, growing company, or an established enterprise, our specialized divisions can tailor a lending solution to fit your needs.
How long does the funding process take?
Depending on the type of loan and required documentation, funding can occur in as little as 24 to 72 hours. Our team works efficiently to ensure a smooth, fast process while maintaining accuracy and transparency.
Do I need perfect credit to qualify for a loan?
Not at all. We evaluate a range of factors beyond credit score, such as cash flow, business performance, and existing obligations. Our goal is to find a solution that fits your situation—even if you’ve been turned down by traditional lenders.
Get In Touch
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Office hours:
Mon to Fri:
8:00 am – 6:00 pm